Cost planner
Calculate total study cost, then see the scholarship gap
Add tuition, living cost, travel, visa, insurance, deposits, scholarships, and family contribution to see the amount that still needs planning.

Indicative funding estimate
This calculator is an indicative planner. It is not a loan offer, scholarship decision, fee quote, or visa finance confirmation.
Build the estimate
Adjust the inputs and the result updates instantly. Figures stay in this browser unless you save a report request.
Total Study Cost Calculator
This calculator is an indicative planner. It is not a loan offer, scholarship decision, fee quote, or visa finance confirmation.
How to use this cost plan
Start with realistic annual tuition and monthly living numbers. Then reduce the plan by confirmed or expected scholarship amounts and family contribution before discussing loan options.
- Use course duration, not only first-year fees.
- Keep one-time costs visible: travel, visa, insurance, deposits, and setup.
- Treat unconfirmed scholarship amounts as scenarios, not guaranteed funding.
Need help reading the funding gap?
Share your estimate with ShikshaLoan and ask what to check before applying for scholarships or loans.
Get expert help